Thinking about buying, refinancing, or exploring your options? We partner with Allanach Mortgage Group to bring competitive mortgage options to our members. Rates subject to change.
| Program | Conv? | Rate | Term | Points | Down Payment | APR* | Payment per $1000 |
|---|---|---|---|---|---|---|---|
| 30 Year Fixed Conventional | Y | 6.625 | 30 | 0.00 | 5% Minimum% | 6.727% | 6.40 |
| 20 Year Fixed Conventional | Y | 6.625 | 20 | 0.00 | 5% Minimum% | 6.745% | 7.53 |
| 15 Year Fixed Conventional | Y | 6.375 | 15 | 0.00 | 5% Minimim% | 6.510% | 8.64 |
| Jumbo | Y | 6.625 | 360 | 0.00 | 20% Minimum% | 6.727% | 6.41 |
| Home Possible | 1st Time Homebuyers | 6.625 | 30 | 0.00 | 3% Minimum% | 6.727% | 6.40 |
| FHA Down Payment Assistance Program | N | 6.590 | 30 | 0.00 | 3.5% Minimum% | 7.246% | 6.65 |
| FHA 30 Year Fixed | N | 6.375 | 30 | 0.00 | 3.5% Minimum% | 7.246% | 6.24 |
| VA 30 Year Fixed | N | 6.375 | 30 | 0.00 | 0 Minimum% | 6.471% | 6.24 |
| Invest 75% LTV | N | 7.375 | 30 | 0.00 | .25% Minimum% | 73489% | 6.91 |
| USDA | N | 6.375 | 30 | 0.00 | 0 Minimum% | 6.725% | 6.24 |
| Bank Statement Program | N | 7.499 | 30 | .50 | 20% Minimum% | 7.658% | 6.99 |
| DSCR | N | 6.99 | 30 | .50 | 20% Minimum% | 7.138% | 6.65 |
Last updated: September 7, 2026 5:13 am
*APR – Annual Percentage Rate base on loan amount of $300,000.00