Thinking about buying, refinancing, or exploring your options? We partner with Allanach Mortgage Group to bring competitive mortgage options to our members. Rates subject to change.
| Program | Conv? | Rate | Term | Points | Down Payment | APR* | Payment per $1000 |
|---|---|---|---|---|---|---|---|
| 30 Year Fixed Conventional | Y | 7.499 | 30 | 0.00 | 5% Minimum% | 7.615% | 6.99 |
| 20 Year Fixed Conventional | Y | 7.499 | 20 | 0.00 | 5% Minimum% | 7.632% | 8.06 |
| 15 Year Fixed Conventional | Y | 6.875 | 15 | 0.00 | 5% Minimim% | 7.018% | 8.92 |
| Jumbo | Y | 7.750 | 360 | 0.00 | 20% Minimum% | 7.890% | 7.16 |
| Home Possible | 1st Time Homebuyers | 7.375 | 30 | 0.00 | 3% Minimum% | 7.489% | 6.91 |
| FHA Down Payment Assistance Program | N | 7.750 | 30 | .250 | 3.5% Minimum% | 8.449% | 7.16 |
| FHA 30 Year Fixed | N | 6.999 | 30 | .250 | 3.5% Minimum% | 7.683% | 6.65 |
| VA 30 Year Fixed | N | 6.999 | 30 | .250 | 0 Minimum% | 7.116% | 6.65 |
| Invest 75% LTV | N | 7.599 | 30 | 1.000 | .25% Minimum% | 7.804% | 7.06 |
| USDA | N | 6.999 | 30 | .250 | 0 Minimum% | 7.472% | 6.65 |
| Bank Statement Program | N | 7.999 | 30 | .250 | 20% Minimum% | 8.146% | 7.33 |
| DSCR | N | 7.625 | 30 | 1.00 | 20% Minimum% | 7.831% | 7.08 |
Last updated: October 16, 2026 12:57 am
*APR – Annual Percentage Rate base on loan amount of $300,000.00