Thinking about buying, refinancing, or exploring your options? We partner with Allanach Mortgage Group to bring competitive mortgage options to our members. Rates subject to change.
| Program | Conv? | Rate | Term | Points | Down Payment | APR* | Payment per $1000 |
|---|---|---|---|---|---|---|---|
| 30 Year Fixed Conventional | Y | 7.250 | 30 | 0.00 | 5% Minimum% | 7.362% | 6.82 |
| 20 Year Fixed Conventional | Y | 7.125 | 20 | 0.00 | 5% Minimum% | 7.252% | 7.83 |
| 15 Year Fixed Conventional | Y | 6.750 | 15 | 0.00 | 5% Minimim% | 6.891% | 8.85 |
| Jumbo | Y | 7.750 | 360 | 0.00 | 20% Minimum% | 7.890% | 7.16 |
| Home Possible | 1st Time Homebuyers | 7.250 | 30 | 0.00 | 3% Minimum% | 7.362% | 6.82 |
| FHA Down Payment Assistance Program | N | 7.750 | 30 | 0.00 | 3.5% Minimum% | 8.425% | 7.16 |
| FHA 30 Year Fixed | N | 6.625 | 30 | 0.00 | 3.5% Minimum% | 7.535% | 6.57 |
| VA 30 Year Fixed | N | 6.625 | 30 | 0.00 | 0 Minimum% | 6.979% | 6.57 |
| Invest 75% LTV | N | 7.625 | 30 | 0.00 | .25% Minimum% | 7.743% | 6.91 |
| USDA | N | 6.625 | 30 | 0.00 | 0 Minimum% | 7.334% | 6.57 |
| Bank Statement Program | N | 7.999 | 30 | .50 | 20% Minimum% | 8.169% | 7.33 |
| DSCR | N | 7.875 | 30 | .50 | 20% Minimum% | 8.042% | 7.25 |
Last updated: September 27, 2026 12:28 am
*APR – Annual Percentage Rate base on loan amount of $300,000.00