Thinking about buying, refinancing, or exploring your options? We partner with Allanach Mortgage Group to bring competitive mortgage options to our members. Rates subject to change.
| Program | Conv? | Rate | Term | Points | Down Payment | APR* | Payment per $1000 |
|---|---|---|---|---|---|---|---|
| 30 Year Fixed Conventional | Y | 6.375 | 30 | 0.00 | 5% Minimum% | 6.473% | 6.24 |
| 20 Year Fixed Conventional | Y | 6.250 | 20 | 0.00 | 5% Minimum% | 6.364% | 7.31 |
| 15 Year Fixed Conventional | Y | 5.999 | 15 | 0.00 | 5% Minimim% | 6.120% | 8.43 |
| Jumbo | Y | 6.500 | 360 | 0.00 | 20% Minimum% | 6.600% | 6.32 |
| Home Possible | 1st Time Homebuyers | 6.250 | 30 | 0.00 | 3% Minimum% | 6.346% | 6.16 |
| FHA Down Payment Assistance Program | N | 6.875 | 30 | 0.00 | 3.5% Minimum% | 7.535% | 6.51 |
| FHA 30 Year Fixed | N | 5.999 | 30 | 0.00 | 3.5% Minimum% | 6.646% | 5.99 |
| VA 30 Year Fixed | N | 5.999 | 30 | 0.00 | 0 Minimum% | 6.090% | 5.99 |
| Invest 75% LTV | N | 7.00 | 30 | .50 | .25% Minimum% | 7.149% | 6.65 |
| USDA | N | 5.999 | 30 | 0.00 | 0 Minimum% | 6.444% | 5.99 |
| Bank Statement Program | N | 7.750 | 30 | 1.00 | 20% Minimum% | 7.997% | 7.25 |
| DSCR | N | 6.875 | 30 | .500 | 20% Minimum% | 6.996% | 6.57 |
Last updated: July 7, 2026 6:02 am
*APR – Annual Percentage Rate base on loan amount of $300,000.00