If credit scores feel intimidating or confusing, you’re not alone. The good news is you don’t need to be an expert to take control, and we’re here to help explain the basics, so you can move forward with confidence.
Your credit score plays a major role in your financial life—from the interest rates you receive on loans and credit cards to your insurance premiums. It can even affect your ability to rent an apartment or get a cell phone contract. So if you have low or no credit, it can be tough out there. We have loans that can help.
One of our credit building loans is great for members who:
Share Secured Loans allow you to borrow against your savings, certificatess or money market accounts.
• Borrow up to 100% of the balance in your account
• No maintenance or origination fees
• Interest rate as low as 2.00% APR above your deposit rate
• You still earn interest on your deposited funds
Build or repair your credit with small, manageable amounts that should never stretch your budget too far.
• Borrow small amounts
• No maintenance or origination fees
• Interest rate as low as 2.00% APR
• Get approved and get the cash on the same day
We’re a credit union, not a corporation. That means no gouging, no gimmicks—just honest banking built to serve our members and strengthen our community. If you’re looking to build or repair your credit, the next step is to talk to us. We answer the phones, we check our email, and we always put you first. However you want to talk to us, we’re there.
Debt is a part of life, but sometimes it can start to feel out of control. That’s OK—it happens to the best of us. If you’re struggling with your finances because you’re balancing too much debt, our debt consolidation loans may be right for you.
