NO SURPRISES

Fee Schedule

We’re a credit union, not a corporation. That means no gouging, no gimmicks—just honest banking built to serve our members and strengthen our community. You won't get hit with gotcha fees or fine-print surprises, but that's not to say everything's free. Here's a list of what we charge for and what we don't.

What's free...

No monthly service fee on personal checking
No limit on checks, deposits or transactions
No minimum balance required for personal checking
Free contactless debit card
24/7 account access with digital banking
Financial education, tools and resources
Notary services

...and what isn't

Phone service requests: $1
Account history printout: $1
Statement copies: $3
Overdraft – Item returned: $27.50
Overdraft – Transfer: $5
Check copy – Single item: $3
Stop payment: $20
Checks Cleared < 6 months: $3
Checks Cleared >6 months: $5
Official Check Fee (not payable to member): $5
Official Check Copy: $5
Stop Payment on Official Check: $20
ACH overdrafts – item returned: $27.50
ACH overdrafts – transfer: $5
ATM Transactions: $1
Replacement Card: $10
ATM Overdrafts: $27.50
Money Orders: $1.50
Money Orders – Non Member: $3
Deposited Check Returned: $5
Deposited Check Returned – Self Paid: $15
Loan Payment Check Returned: $15
Wire out fee: $20
IRA annual fee: $15
Levies: $75
Abandoned Account: $50
Mortgage subordination fee: $100