Whether you’re buying new or used, traditional or recreational, or looking for a little bit of life on the road, our auto loans and refinancing options help you get behind the wheel with predictable payments and competitive rates.
Get going in three simple steps:
An auto loan can help you move forward but what happens when you hit that first speed bump? Our protection products include GAP that pays the difference between what your car is worth and what you still owe if anything happens, and Mechanical Repair Coverage that covers the cost of major repairs after your manufacturer’s warranty runs out. Options like this can keep you going, even when the unexpected happens.
Our super competitive rates means more money stays in your pocket.
We're here to get you on the road, not gouge you with gotchas.
Leave the speeding to us, with rapid approvals from folks who know you.
At Somerville’s Credit Union, qualified borrowers may get up to 110% financing of MSRP (sticker price). In addition to competitive rates, we also offer flexible repayment terms, even up to 84 months.
Get financing for up to 100% of the book value on a qualifying used vehicle. Repayment terms extend up to 72 months.
Looking to buy a boat? Don’t go down with the ship! Get out on the water with up to 80% financing for boat loans. And of course, you can expect Somerville’s low affordable rates and flexible repayment terms.
If you’re already repaying an auto loan, you may be able to lower your rate, reduce your monthly payment, or simplify everything into one loan through refinancing. Reach out to discuss your refi options.
