Entering the housing market for the first time? You may qualify for lower costs, education, and a little extra support built in to the process, specifically designed for first-time buyers.
Buying a house can be stressful, so take the sting out of it with a fixed-rate mortgage. This keeps things simple: one rate, one payment, no surprises. Your monthly housing cost stays the same from your first payment to your last, no matter what the market decides to do.
Fixed-rate mortgages are great for:
Plan a little easier with a monthly payment that stays the same for the life of the loan (up to 30 years).
Know what you owe and when you owe it, making financial planning and budgeting a little easier.
No surprises, no overnight rate jumps. If you buy at a low point, you stay at a low point. That's the point.
We’re a credit union, not a corporation. That means no gouging, no gimmicks—just honest banking built to serve our members and strengthen our community. You won’t get hit with gotcha fees or fine-print surprises, but that’s not say everything’s free. Here’s a list of what we charge for and what we don’t.