Routing Number 211 385 653

WITH YOU. FOR YOU.

Community Banking Done Right

YOU'RE THE BOSS

Discover the Credit Union Difference

The clue's in the name.

Somerville’s Credit Union is where community and banking come together. Rooted in local values, we put people before profit—helping neighbors save smarter, borrow confidently, and build stronger futures together.

Every dollar deposited goes right back into the community through affordable loans, local partnerships, and financial guidance designed to help members thrive right where they live, work, and belong.

Financial services and then some

Making Life Easier

We’re here to help you spend, save and borrow with confidence. 

No judgment solutions to get your finances back on track

End-to-end support for the biggest buy you’ll ever make.

Discover a whole network here to make life a little easier.

BECOME A MEMBER

Banking As Easy As 123

Check your eligibility

To join Somerville’s Credit Union you should be either an employee of, or related to a past or present employee of:

  • The City of Somerville
  • Somerville Housing Authority
  • Cambridge Elder Services
  • UNITE HERE NEJB
  • Members of the Somerville Garden Club

You can also become a member if you’re:

  • Immediate family members of eligible members
  • Members of the Somerville Garden Club

If you’re not sure whether you qualify, we’re happy to help you figure it out.

To open an account, you’ll need:

  • A valid photo ID (such as a drivers license)
  • Your Social Security number or ITIN
  • Proof of address (drivers license or utility bill)
  • Money for your new account (suggested $5)

That’s it, you’re done! We’ll auto-enroll you into digital banking where you can check balances, make transfers, pay bills and more.

your money, your schedule

Stay in Control with Digital Banking

Stay in control of your finances with our free and easy online banking and mobile app. Check balances, manage transfers, even apply for new services. The power's in the palm of your hand.

A woman smiles as she uses mobile banking
FROM THE COMFORT OF YOUR OWN HOME

Are You Using Online Banking Yet?

Prefer a bigger screen sometimes? We’ve got you covered there, too. Somerville’s members can enjoy all the same online perks, benefits, access and security with online banking. Proof that you don’t need to be on the go to get things done.

NEWS AND UPDATES

Top Tips, Financial Education and More

Learn, plan, and grow with confidence. Somerville’s Credit Union blog is your go-to source for practical financial education—covering everything from saving smarter and borrowing wisely to building long-term stability for you, your family, and the community you serve.

STAY INFORMED

Insights in Your Inbox

Not signed up yet? Subscribe to our newsletter to receive timely financial tips, educational insights, and important account updates.

BANKING YOU CAN TRUST
_anking _ervices. No BS.

We’re a credit union, not a corporation. That means no gouging, no gimmicks—just honest banking built to serve our members and strengthen our community. You won’t get hit with gotcha fees or fine-print surprises, but that’s not say everything’s free. What we can guarantee is that we’ll always be up front about it.

Important Notice

Membership Annual Meeting and Election Rescheduled to April 2, 2026, 4.30PM.

Unfortunately we’ve had to reschedule our annual meeting and board of directors elections from Tuesday, March 3 to Thursday, April 2.

The meeting will take place at our branch location: 236 Holland Street, Somerville, MA 02144

*** Notice of Election ***

Nominations have been received by the Nominating Committee for the
following positions:

Board of Directors

  • Stephen Burgess, Incumbent President/Chair
  • Michael Santangelo, Incumbent Director
  • John Sullivan, Incumbent Director

Please make any further inquiries to Ron Draper, CEO.