Routing Number 211 385 653

change your mortgage

Mortgage Refinancing

find a better home loan

Get a Lower Rate or Payment

You don't have to stay stuck with the same mortgage forever. Refinancing your loan could help you lower your monthly payment, get a lower interest rate, unlock your built-up home equity, or change the terms of your loan to better fit your needs and goals.

There are many reasons to refinance. Do any of these sound familiar?

At a glance

How Does Mortgage Refinancing Work?

Apply online when you're ready. You'll need to provide details about your income and finances, similar to when you got your original mortgage.

We'll review everything and talk to you about options and potential payments, so you can pick the best deal for your situation and goals.

After paperwork is completed, we'll work with your other lender to close your old mortgage and set up your new mortgage with us.

fund major renovations

Build an Addition or ADU

Big renovations can cost more than the typical home equity loan or line of credit (HELOC) can cover.

Refinancing is often your most affordable way to borrow a large amount of money for major home improvements, like putting an addition on your house, building an accessory dwelling unit (ADU), or converting your property into multiple units.

With 30-year terms available, the option for a fixed rate for the life of the loan, and just one monthly payment to manage, refinancing may be your best option to turn your property into your dream home.

Ready to get started?
Apply for Your Mortgage Refinance

You can apply online quickly and securely. Or, if you prefer to do it in-person, get in touch with our team. We’ll go over everything you’ll need for your application and arrange for you to visit the branch when it’s convenient for you.

Questions? Find Answers Here